January is the start of scholarship season and the majority of application deadlines run through early July. Note that college scholarships from private organizations are not for freshmen only. In fact, many scholarships are open to all undergraduates and even graduate students.
To maximize your chances of earning a scholarship, you need to treat the scholarship like a part time job.
1. Do your research.
2. Keep a calendar of application deadlines and list of requirements (application, HS transcripts, SAT/ACT scores, essay, recommendation, etc).
3. Prioritize which scholarships you wish to apply for.
4. Any scholarship you either did. to receive or did not apply for one year, apply for it next year.
5. Do a Google search for scholarships, check with your guidance office and organizations you or your family are associated with such Knights of Columbus, Rotary Club, & employers.
If you make the effort to apply for scholarships, it will reduce your need for student loans.
Good luck with your scholarship search!!